Vision BioBanc Holdings, Inc. (“Holdings”) is a Puerto Rico-registered investment vehicle that is managed externally by Vision Bio Advisors Ltd. (the “Advisor”), registered in the Cayman Islands. The Advisor charges fees for its services on behalf of Holdings in accordance with an Investment Advisory Agreement between them. It is intended that Holdings will own one or more financing institutions in various jurisdictions worldwide, and the Advisor will manage the various loan portfolios on behalf of these institutions for the benefit of Holdings and its investors.

This Website

The contents of this website are for informational purposes only, and should not be viewed as a solicitation on behalf of Holdings. As past performance does not guarantee future results, these results may have no bearing on, and may not be indicative of, any individual returns realized through participation in this or any other investment. No part of this website should be considered independently of the “Disclosure Documents” and the disclaimers set forth therein and herein.

Every effort has been made to ensure that the information in this website is accurate and complete, but neither Holdings, the Advisor, nor any of their respective officers, principals, employees or agents shall be liable to any person for any losses, damages, costs or expenses (including, but not limited to, lost profits, loss of use, direct, indirect, incidental or consequential damages) resulting from any errors in, omissions of, or alterations to, such information. The foregoing shall apply regardless of whether a claim arises in contract, tort, negligence, strict liability or otherwise.

In instances where qualitative judgments are issued, the opinions expressed are that of the author, and may not necessarily reflect those of Holdings or the Advisor, or any of their respective subsidiaries, affiliates, officers or employees. You are urged to draw your own conclusions from the data and analysis presented here and elsewhere.

Investment Risk

There is a significant risk of loss associated in investments in Holdings. You should therefore carefully consider whether the company constitutes an appropriate investment vehicle for you, while carefully considering its investment objectives, risk factors, charges and expense before investing. This and other information can be found in the Private Placement Memorandum of Holdings which may be obtained by calling (212) 601-2785. Please read the Private Placement Memorandum carefully before investing or sending money.

Investment vehicles, such as Holdings, especially those that may own financial institutions, may be subject to substantial charges for management, advisory and other fees. The information referenced within this website includes such fees, but it may be necessary for investment vehicles that are subject to these charges to make substantial trading profits or secure new sources of funding in the future to avoid depletion or exhaustion of their assets.

Any specific transaction referred to in this website may not be suitable for all investors, and you should not rely on any of the information as a substitute for the exercise of your own skill and judgment in making such a decision on the appropriateness of any transaction entered to by Holdings.

The success of Holdgins is dependent upon the ability of the Advisor’s management to identify profitable loan portfolio and debt structuring opportunities and successfully execute upon them, which requires a substantial amount of skill within the context of significant uncertainty. In addition, due to the structure of Holdings, both transparency and liquidity may be limited. Furthermore, there is no guarantee that any investment product will achieve its objectives, generate profits or avoid losses.


We are providing this website www.vbiobanc.com (the “Site”), as an information service. By accessing the Site, or using the information, tools, and features located on it, you accept and agree to be bound by these Terms of Use (“Terms”) as they may be amended from time to time. It is your responsibility to be aware of, and to observe, these Terms and all applicable laws and regulations of any relevant jurisdiction. You also represent that you are legally competent in your home jurisdiction to agree to these Terms. Subject to these Terms, you may access, view, use, and display the Site and Site Content on your computer or other Internet-capable device for your own, noncommercial purposes, if you comply fully with these Terms. You may not copy or display for redistribution to third parties any portion of the Site or the Site Content (as defined below) without our prior written permission.

We may terminate, change, restrict, suspend, or discontinue any aspect of the Site, or your access to it, at any time without notice or liability to you. We may also change these Terms at any time without notice or liability to you, so you should check these Terms before you use the Site.

Information on the Site

We make no representations or warranties that any information contained on the Site is accurate or that there has been no change in that information since the date first posted. Certain places on the Site may contain information created and published by institutions or organizations independent of us. We do not endorse, approve, certify, or control these materials. In addition, we do not guarantee or assume responsibility for the accuracy, completeness, efficacy, timeliness, or correct sequencing of information in any material on the Site. Use of that information is voluntary, and you should rely on it only after an independent review of its accuracy, completeness, efficacy, and timeliness. Finally, reference in the Site to any specific commercial product, process, or service by trade name, trademark, service mark, manufacturer, or otherwise does not constitute or imply our endorsement, recommendation, or favoring.

Third-Party Sites

As a convenience to you, we may provide links from the Site to websites operated by other entities. We make no warranty or representation regarding any material or information in websites linked to or from the Site or any of the products or services described or offered for sale on those websites, and we do not endorse or accept any responsibility for the information, material, products, or services offered on those websites. Links do not imply that any linked website is authorized to use any trademark, service mark, trade name, logo, or copyrighted property of VISION BioBanc or any of its affiliates.

Intellectual Property

As between you and us, we own all rights, title, and interest in and to the Site, all the content (including without limitation all text, audio, photographs, images, renderings, RSS feeds, podcasts, reports, charts, logos, widgets, gadgets, applets, and video), software, code, data and other materials available on the Site (collectively, the “Site Content”), the look and feel, design and organization of the Site, and the compilation of the Site Content. Your use of the Site does not grant to you ownership or title of, in, or to any Site Content or any other part of the Site.

Assumption of Risk and Disclaimer of Warranties

Subject to the terms of our Privacy Policy, Cookies Policy and the Legal Disclaimers section of this Site, your use of the Site and Site Content is at your sole risk.

Although the information provided to you on the Site is obtained or compiled from sources we believe to be reliable, neither we nor any of our directors, officers, employees, agents, or content or service providers make any warranty as to (i) the results that may be obtained from your use of the Site or Site Content, (ii) the accuracy, currency or completeness of the information on the Site, or (iii) the reliability of any advice, opinion, statement, or other materials displayed on, or distributed through, the Site.

Limitation of Damages

In no event, including without limitation negligence, are we, or any of our directors, officers, employees, partners, managers, agents, or content or service providers (collectively, the “Protected Entities”) liable for any direct, indirect, special, incidental, consequential, exemplary, or punitive damages arising from, or directly or indirectly related to, the use of, or the inability to use, the Site or Site Content, your provision of information or content via the Site, lost business or lost sales, even if a Protected Entity has been specifically advised of the possibility of those damages.

Assumption of risk/release of liability/indemnity. You (for yourself, your heirs, personal representatives, or assigns, and anyone else who might make a claim on your behalf) hereby release, waive, discharge and convent not to sue VISION BioBanc and its respective parent companies, subsidiaries, affiliates, funds, officers, directors, partners, shareholders, members, agents, employees, contractors, vendors, sponsors and volunteers from any and all claims, demands, causes of action, damages, losses or expenses (including court costs and reasonable attorneys’ fees) which may arise out of, result from, or related in any way to your use of this Site.

Administrative Terms

These Terms represent the entire agreement between you and us with regard to the Site. These Terms and our relationship with you are governed by the laws of the Commonwealth of Puerto Rico, without regard to its conflict-of-law provisions. Any cause of action that may arise under these Terms must be brought in the appropriate court in the Commonwealth of Puerto Rico, and you submit to the personal and exclusive jurisdiction of the courts located there. Our failure to exercise or enforce any right or provision of these Terms does not constitute a waiver of that right or provision. If any provision of these Terms is found to be invalid by a court of competent jurisdiction, the court should endeavor to give effect to the parties’ intentions as reflected in that provision, and the other provisions of these Terms remain in full force and effect.